Premium Advantages of Having Good Credit

credit score

Tens of millions of Americans live their normal, everyday lives totally oblivious to their credit score, and the positive or negative consequences it can have on their financial future. According to the credit bureau Experian, over one third of Americans had a credit score under 600 in 2016 which is the number that indicates bad […]

Build your credit paying rent!

Build your credit paying rent!

If you’re currently renting, we have GREAT NEWS, you can now build your credit paying rent! That’s right, your rental history can now be added to your credit report! This is HUGE!  Build your credit paying rent! If you’re paying rent, this is most likely your biggest monthly bill (often times MORE than what a monthly mortgage […]

Fixing Your Credit

Fixing your credit

Fixing your credit is only the start.  The bigger issue is educating yourself on how credit works so that once you have fixed your credit you now know how to maintain and build your credit.  So when I say it’s not about just fixing your credit, it’s really about educating yourself for long term success. […]

Reduce your car payments when you have restored your credit ratings….read more

$3,995 more for my $15,000 automobile purchase WHAT????? I had an opportunity today to speak with the finance and insurance manager at a car dealership in Washington, Missouri today.  He was very helpful and totally sympathetic in what people run into when they have less than perfect credit and they are applying for a car […]

Credit Cards for Students

apply student credit card

Despite all the recent hype regarding students and credit card offers, if you haven’t begun to use credit, it may actually be a good time to check out current credit cards available to you and begin establishing a credit history. However, proceed with caution. It’s important to keep in mind that regardless of how important […]