Start Protecting Your Identity Today!
According to a report from the Bureau of Justice Statistics, identity theft cost Americans $10 billion more in 2012 than all property crimes combined. Criminals can use stolen identity information for a number of fraudulent acts including applying for mortgages, payday loans and credit cards. How can you start protecting your identity? By using identity protection services like LifeLock. These services offer individuals the ability to keep their identifying information confidential.
Services that LifeLock Provides:
- Identity Monitoring and Fraud Alerts
As a member, you will have access to a personal portal where you can log in to look at alerts and notifications. With Ultimate Plus Protection, members get alerted if someone attempts to take over their bank or investment accounts. The company also provides a credit monitoring service and a transaction monitoring service. If fraudulent activity is detected, you will be sent an alert via email or phone.
- Scans for Identity Theft
The company has patented technology that can be used to scan for the misuse of their members’ names, addresses or social security numbers. Identity theft scanning can start protecting your identity by alerting you to new account fraud, which is the most expensive form of identity theft. New account fraud occurs when a criminal uses the personal information of an unsuspecting victim to open up new accounts in their name. You will be able to protect yourself from fraudulent personal information collection by being alerted to instances of identity theft.
- Lost Wallet Protection
There are few things in life as stressful as a lost wallet. If you lose your wallet, the company will work to cancel credit cards as well as to replace the wallet’s contents. This can prevent cards being charged by a thief and help you to quickly move on with your life.
- Verification of Address Changes
One personal information collection tactic used by identity thieves is to redirect a victim’s mail, which may contain financial documents or other kinds of confidential information. The company monitors requests for address changes and will send you an alert if there is a change of address requested in your name.
The Federal Trading Commission recommends that you place a fraud alert, order credit reports and make an identity theft report immediately if you discover that your identity has been stolen. These actions can limit the damage done by an identity thief. Speed is the most important factor. LifeLock’s credit monitoring service can help you to act quickly to prevent serious damage to your credit and reputation.