Credit Scores the new thermometer of our lives? Do you have a fever?

Donna J

As a young child our parents or caretakers were always wanting to make sure we were healthy and happy.  There is a direct relationship to the state of how we “FEEL” and our temperament as you may already know.  When I was feeling a bit punny, my mother would put her hand to my forehead […]

Is Your Name on the ChexSystems Report?

Are You on the ChexSystems Report?

If your name is on the ChexSystems report you most likely were reported by a previous financial institution were you had a previous saving or checking account and you have an outstanding balance. What is ChexSystem? ChexSystems is like a credit reporting system only for financial institutions like banks and credit unions. This system will […]

Divorce and YOUR Credit

Divorce and Your Credit

Divorce involves many complicated issues, child support, alimony, dividing assets and more. But who gets custody of good credit? Going through a divorce is not only emotionally stressful but as well financially. Take the necessary steps to prevent your finances and credit from going into a tail spin. Here are 10 things you can do […]

10 Tips for Dealing with Debt Collectors

10 Tips for Dealing with Debt Collectors

When dealing with debt collectors there’s one thing the experts all agree on, ignoring the dreaded debt collector call is probably not the best idea. “Deal with it!” they say or it will only get worse! But before you begin dealing with a debt collector, it’s best you know what your options are. Here is […]

Credit Cards for Students

apply student credit card

Despite all the recent hype regarding students and credit card offers, if you haven’t begun to use credit, it may actually be a good time to check out current credit cards available to you and begin establishing a credit history. However, proceed with caution. It’s important to keep in mind that regardless of how important […]