Four Documents You Should Have Prepared Yesterday

Estate Planning

“I’ll take care of that tomorrow.” So goes the all-too-easy response to the thought of dealing with life’s most important, though seemingly less urgent, questions. “There’s still time. After all, I’m in control of my life, my family’s welfare, and my finances. I know what’s best for me and my family, don’t I?” Sure you […]

The Cost of Ignorance

Cost of Ignorance

Education is expensive. No doubt about. But, ignorance can be even more expensive. And literacy goes way beyond being able to read and write. I’m talking about what’s called “financial intelligence.” Think about it. How much did you learn in school about finances? I mean, about everyday things like credit, debt, asset protection, or the […]

5 Tips for Dealing with Collection Agencies

5 Tips for Dealing with Collection Agencies

What is a Collection Agency? First lets understand a little about collection agencies and how they operate before we get in to your 5 tips for dealing with collection agencies.  Here are some of the things you need to be aware of. Some collection companies will utilize a different organization name, address, and telephone number for […]

Who is going to take care of your children if you die?

Happy family1

What a beautiful and happy family enjoying each other’s company and the great outdoors.  They day is lovely and things are going well.  You are on your way home to grill your favorite burgers and on the way, a catastrophic accident occurs and both parents are killed.  After the devestation, after the funeral, the REALITY […]

Reduce your car payments when you have restored your credit ratings….read more

$3,995 more for my $15,000 automobile purchase WHAT????? I had an opportunity today to speak with the finance and insurance manager at a car dealership in Washington, Missouri today.  He was very helpful and totally sympathetic in what people run into when they have less than perfect credit and they are applying for a car […]