The Truth Game on Credit

What’s the first thing you are told when you go to buy a car or get a mortgage; they have to pull your credit to see if you qualify? Have you ever heard the term, “your score is not perfect but not bad either”? Now what does that mean really? For those that don’t know,......

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The Order Of Building Credit

If you’re someone that has low or no credit and trying to figure out the order of building credit, here are a few tips.  Some are pretty intuitive while others may not come to mind right away. However I truly feel if you practice these steps you’ll be in the right direction. Check them out!......

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Process of Credit Restoration

Over the last 17 years of being in the real estate industry, some of my clients have discovered they had less than perfect credit while initiating the purchase of a new home. While purchasing a new home is an emotional time for a couple or an individual, the added stress of less than perfect credit......

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The Top 10 Credit Myths Consumers Believe

Here is a list of the top 10 credit myths that most consumers still today unfortunately believe to be true. Myth #1:  Credit agents are empowered with some kind of governmental Authority. Actually credit agencies have no legal authority at all.  They are privately held companies who are in the businesses of selling credit information. Myth......

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