Financial Wellness

Financial Wellness

We live in a society that is becoming more and more dependent on credit than ever before. There are so many circumstances where an individual is not able to purchase a good or a service without having sufficient credit. Two primary examples of this is purchasing a home and purchasing an automobile. Unfortunately, some individuals......

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Deciphering the FICO Score

FICO Score

The FICO score is a three digit number that has incredible power in the financial number. It has the power to decline good interest rates and in some cases can affect employment.What’s in a number?The FICO score is made up of a proprietary formula from the Fair Isaac Corporation. This formula consists of several categories......

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