If you’re a U.S. citizen and have a credit card, then you have a credit score. Essentially, that score is a metric, or measurement, of your likelihood of repaying borrowed money. Yet, if you’re like many Americans, just knowing that you have a credit score may be just about all that you know. This is......
So what’s the “Credit Repair Secret”? Drum roll please…. ready! There is no secret! That’s the secret!!! Now that we have that out of the way, first let’s understand the need for credit repair and why it might be a good option for you. First things first, the Fair Credit Reporting Act or FCRA allows......
If you’re currently renting, we have GREAT NEWS, you can now build your credit paying rent! That’s right, your rental history can now be added to your credit report! This is HUGE! Build your credit paying rent! If you’re paying rent, this is most likely your biggest monthly bill (often times MORE than what a monthly mortgage......
$3,995 more for my $15,000 automobile purchase WHAT????? I had an opportunity today to speak with the finance and insurance manager at a car dealership in Washington, Missouri today. He was very helpful and totally sympathetic in what people run into when they have less than perfect credit and they are applying for a car......
How does co-signing a loan affect your credit? Your son or daughter has come to you pleading with you to co-sign an automobile loan. You want to help them get the new car, but do you understand how their loan will affect your credit. When you co-sign a loan this will obligates you to the......
